Specific Advice

Superannuation is one of the most common and tax effective ways of building wealth for your retirement. Many Australians are now free to choose their own superannuation funds instead of automatically becoming members of their employer fund. This is known as super choice, or choice of fund.

But what does it really mean for you and what difference does it make?

Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money for the future with limited impact on your current lifestyle. That’s because some types of contributions you make, and the investment earnings on those contributions, are taxed at concessional rates. Not only is super a tax effective way of saving and investing, but you can benefit from the effects of compounding returns.

We Offer:

Current financial position assessment
Goal setting, short, medium and long term (gap analysis)
Analysis of current/proposed superannuation funds including: investment options, ease of management, contribution    strategies, fee structure, consolidation benefits, fit to overall investment needs
Investment risk profiling
Nomination of beneficiaries
Personal, income and asset protection analysis and recommendation
Retirement forecasts
Search for lost super
Overseas superannuation transfers
Strategy and structural recommendation (SoA) and implementation

Our Tailored Superannuation Strategies Including:

Transition to Retirement
Spouse contribution splitting
Advice on salary sacrifice
Changing home loans repayment options and channelling cash flow from home loan into super
Increasing your super with help from government co-contribution
Transferring your assets into super and help reduce your tax
Offset CGT by making a contribution to super
Save on CGT when selling your business by claiming CGT retirement exemption
We also specialise in advising on the construction of self-administered super funds (SMSF) and family trusts.