Comprehensive Advice – Multiple Strategies

“Procrastination is the thief of time!” For many of us, the future seems distant, so we tend to delay the need to plan. However before we know it the “distant future” has arrived and we suddenly realise that if we had planned for the future earlier, we would have sufficient funds in place for a long and abundant retirement.

Should you have the opportunity to make that choice now; would you? It is imperative to start financial planning for retirement well in advance of the last day you work. In fact, the earlier you begin to plan, the more choices you have and the greater your chances are for a successful retirement.

We can demonstrate how much you can anticipate in retirement with your current strategy, what you truly require and what you can do about any shortfall. Whatever the outcome, we are certain you would rather see the way it is at present and modify accordingly for the future. We can assist you in reviewing your current plans, in order to create the best outcome for your future income, and ensure your schemes work effectively for you and your family.

WE OFFER:

Transition to Retirement
Current financial position assessment
Retirement goal setting
Retirement projection and reality check
Pre-retirement planning/transition strategies
Super consolidation for preservation of benefits
Advice on redundancy and termination payments
Advice on alternative income streams in retirement
Social security maximisation – assets test, income test, concession cards, health care cards, nursing homes,
   rental assistance
Taxation minimisation
Investment risk profiling, asset allocation and investment strategies
Nomination of beneficiaries/powers of attorney
Asset protection analysis and recommendation
Strategy and structural recommendation (SoA) and implementation