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CBD Financial Services Pty Limited

Level 1, 207 Clarence Street
Sydney NSW 2000 Australia
Tel +61 2 9299 4800
Fax  +61 2 9299 5433
Email cbd@cbdfinancial.com.au
Web www.cbdfinancial.com.au

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General Advice Disclaimer
Any advice contained in this document is of a general nature only and does not constitute personal financial product advice. In preparing the advice, no account was taken of the objectives, financial situation or needs of any particular person. Therefore, before making any decision, readers should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

Copyright (c) 2009
CBD Financial Services Pty Limited

CBD Financial Services Pty Limited ABN 19 051 404 427
are Authorised Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 AFS Licence Number 232706
Level 1, 207 Clarence Street Sydney NSW 2000 Australia
Tel +61 2 9299 4800 Fax +61 2 9299 5433 Email: cbd@cbdfinancial.com.au